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Personal Loan

Overview

A personal loan is further divided into 2 categories Eg: salary transfer loan and non-salary transfer loan. Salary transfer loan is economical whereas non-salary transfer loan is usually expensive as compared with STL. However, there is much difference in terms of loan amount, documentation and tenure, etc in both loans.

Eligibility Criteria
  • Salary: 5k & above
  • Age: 21 to 60 years
  • Length of service: 3 months or confirmed.
  • Company: Only listed companies with Banks.
  • Arab Capital Middle East Investment Company LLC: Existing credit history is preferred, though not mandatory.
Mandatory Requirements
  • A valid copy of Passport, Resident visa, and Emirates ID.
  • Salary transfer letter/Salary certificate.
  • 3 months bank statement.
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